Getting locked out of a car is one of the most frustrating experiences a driver can face. Whether it’s because the keys were left inside, lost, or broken, the situation can be stressful and inconvenient. The immediate question that comes to mind is: Is It Cheaper to Call a Locksmith or Go to a Car Dealership For a Lockout?

This dilemma is common, and both options have their advantages and disadvantages. While locksmiths are known for their quick response and affordable pricing, dealerships are associated with expertise in handling their specific car brands. In this article, we will explore the costs, convenience, reliability, and potential risks of both options to determine which one is the better choice for a car lockout situation.
Understanding the Cost Factor
The cost of resolving a car lockout varies depending on multiple factors, including the type of car, the complexity of the lock, the time of the call, and the service provider’s pricing. However, when comparing locksmiths and dealerships, locksmiths tend to be the more cost-effective choice in most cases.
Locksmith Service Costs
Locksmiths are independent service providers who specialize in locks, keys, and security systems. The cost of hiring a locksmith for a car lockout typically ranges between $50 to $150, depending on:
- The complexity of the lock
- The time of the call (after-hours services tend to be more expensive)
- The location and distance the locksmith has to travel
- The type of unlocking method used (traditional key vs. keyless entry system)
Emergency services during late hours, weekends, or holidays can push the cost towards the higher end. However, even at its most expensive, locksmith services usually remain cheaper than dealership services.
Dealership Service Costs
If you choose to go to a dealership for a lockout, the cost is often significantly higher. Dealerships do not specialize in emergency lockout services, so they may charge extra fees for diagnostics and key programming. Depending on the dealership and the car model, the cost can range from $150 to $500 or more. Additional costs may include:
- Towing fees (if you cannot drive the car to the dealership)
- Key replacement fees (if a new key needs to be programmed)
- Labor charges for security verification and key programming
Due to these added costs, dealership services are usually the more expensive option.
Speed and Convenience
When locked out of a car, time is often of the essence. Whether you’re stuck in a parking lot, outside your home, or stranded in an unfamiliar location, the speed at which help arrives can make a big difference.
Locksmith Response Time
One of the biggest advantages of calling a locksmith is the fast response time. Most locksmiths offer emergency services and can arrive at your location within 15 to 45 minutes, depending on their proximity and workload.
Since locksmiths operate as mobile service providers, they come directly to your location, eliminating the need for towing. This makes them the quickest and most convenient solution for car lockouts.
Dealership Response Time
Going to a dealership for a car lockout is usually a slower process. Since dealerships primarily focus on sales and repairs, they may not prioritize lockout services.
To resolve a lockout through a dealership, you may have to:
- Arrange for a tow truck to transport the car to the dealership.
- Wait for a technician to become available.
- Provide proof of ownership and identification.
- Wait for a key replacement or reprogramming process.
This entire process can take anywhere from a few hours to several days, depending on the dealership’s schedule, the availability of technicians, and whether a new key needs to be ordered. If you need quick access to your car, a dealership is not the most time-efficient choice.
Reliability and Security Considerations
When dealing with car locks, security is an important factor. Both locksmiths and dealerships offer reliable services, but there are key differences in their approach.
Locksmith Reliability
Professional locksmiths are trained to handle a wide range of lockout situations. Most reputable locksmiths are licensed and certified, ensuring they use safe and non-damaging methods to unlock your car.
However, it is crucial to choose a trustworthy locksmith to avoid scams. Some fraudulent locksmiths may overcharge, use damaging techniques, or operate without proper licensing. To ensure reliability, look for locksmiths who:
- Are licensed and insured
- Have good customer reviews
- Provide upfront pricing estimates
- Offer guarantees on their work
Dealership Reliability
Dealerships are guaranteed to be reliable because they specialize in the specific car brand they represent. If your vehicle requires a key replacement or reprogramming, a dealership is the safest choice to ensure compatibility with the manufacturer’s security system.
Since dealerships follow strict security protocols, they will require proof of ownership before providing assistance. While this adds to the security of the process, it can also be time-consuming and inconvenient for drivers who need immediate help.
Risks of Damage to the Vehicle
A major concern when unlocking a car is the risk of damage to the vehicle. The method used to gain access can affect the integrity of the locking system, the door panel, and even the car’s electronic security system.
Locksmith Risks
Experienced locksmiths use specialized tools and techniques to unlock cars without causing damage. However, if an untrained or unprofessional locksmith attempts to unlock the car, they may:
- Scratch or damage the door
- Cause internal lock mechanism damage
- Trigger the car’s security system
To minimize risks, it is important to choose a skilled locksmith with experience in handling your specific car model.
Dealership Risks
Since dealerships follow manufacturer-approved procedures, they pose minimal risk of damage to the vehicle. If a key replacement is necessary, it will be programmed to work seamlessly with the car’s security system.
The only risk associated with a dealership is potential delays and higher costs, rather than damage to the vehicle.
Which Option Is Best for Different Situations?
When to Call a Locksmith
A locksmith is the best option if:
- You need immediate access to your car.
- You are looking for a cost-effective solution.
- You do not require a key replacement, just an unlock service.
- You are locked out in an unfamiliar area and need help on-site.
When to Go to a Dealership
A dealership is the better choice if:
- Your key is lost or stolen, and you need a new one programmed.
- You want to ensure manufacturer-approved security measures.
- You have a high-end luxury car with advanced security features.
- You are willing to pay higher costs for dealership service.
Factors About Is It Cheaper to Call a Locksmith or Go to a Car Dealership for a Lockout?
When deciding whether to call a locksmith or go to a car dealership for a lockout, several factors influence the cost and convenience of each option. Firstly, pricing is a major consideration. Locksmiths typically charge between $50 and $150 for a car lockout service, whereas dealerships may charge anywhere from $100 to $400, especially if key reprogramming is necessary. Additionally, dealerships may require towing, which adds to the overall expense.
Another key factor is response time and availability. Locksmiths often provide 24/7 emergency services, meaning they can reach your location within 30 minutes to an hour. Dealerships, on the other hand, operate during business hours and may require an appointment, making them a slower option. Service coverage and complexity also play a role; locksmiths can handle most standard lockouts without damaging the vehicle, but cars with advanced security systems or smart keys might require dealership intervention.
Roadside assistance options can impact the decision as well. If you have coverage through AAA, insurance, or a credit card, you may get a lockout service at no additional cost. Furthermore, warranty coverage should be checked, as some manufacturers include roadside assistance for lockouts. Key replacement needs can also be a deciding factor—if the key is lost or broken, some locksmiths can provide a replacement at a lower cost than dealerships, though certain high-security keys may require dealership programming.
Overall, a locksmith is usually the cheaper, faster, and more convenient option for most lockout situations. However, if the car requires specialized key programming or if the lock system is severely damaged, a dealership might be necessary despite the higher costs and longer wait times.
Benefits of Calling a Locksmith vs. Going to a Dealership for a Car Lockout
When facing a car lockout, choosing between a locksmith and a dealership depends on various factors. However, calling a locksmith often provides more cost-effective, faster, and convenient solutions compared to going to a dealership.
One of the biggest advantages of a locksmith is affordability. Locksmith services generally cost between $50 and $150, whereas dealerships can charge anywhere from $100 to $400 due to additional labor and key programming costs. Moreover, dealerships may require towing fees, increasing the overall expense.
Another key benefit is faster response time. Locksmiths usually offer 24/7 emergency services and can arrive at your location within 30 minutes to an hour, making them ideal for urgent situations. Dealerships, however, operate during business hours and may require appointments, resulting in delays.
Convenience is another major advantage of locksmiths. They provide on-the-spot service, eliminating the need to transport the car. In contrast, a dealership may require you to tow the vehicle, adding extra hassle and cost. Additionally, locksmiths have specialized tools to unlock your car without causing damage, ensuring a smooth and safe process.
For those who have lost their keys, many locksmiths can create new keys, including transponder and key fobs, often at a lower cost than dealerships. While dealerships have access to manufacturer-specific key programming, they are usually the more expensive and time-consuming option.
Lastly, insurance and roadside assistance can make a locksmith even more cost-effective. Many insurance policies and services like AAA or credit card benefits cover lockout assistance, potentially reducing or eliminating costs altogether.
In conclusion, calling a locksmith is usually the better option for a car lockout due to lower costs, faster service, and greater convenience. Dealerships may only be necessary if advanced key programming or lock replacements are required
Frequently Asked Question About Is It Cheaper to Call a Locksmith or Go to a Car Dealership for a Lockout?
Which option is generally cheaper: a locksmith or a car dealership?
In most cases, calling a locksmith is significantly cheaper than going to a car dealership for a lockout. Dealerships often charge higher fees due to labor costs, diagnostic fees, and potential key reprogramming. Locksmiths, on the other hand, specialize in lockouts and usually offer more affordable rates.
How much does a locksmith charge for a car lockout?
The cost of a locksmith service for a car lockout typically ranges between $50 and $150, depending on factors like location, time of day (after-hours services may cost more), and the complexity of the lock.
How much does a dealership charge for a car lockout?
A car dealership might charge anywhere from $100 to $400, depending on the make and model of your vehicle, the type of key, and whether reprogramming is needed. Additionally, you may have to tow the car to the dealership, adding extra costs.
Do locksmiths offer emergency services?
Yes, locksmiths usually provide 24/7 emergency lockout services, while dealerships may only operate during business hours. However, emergency locksmith services may come with higher fees, especially late at night or on weekends.
Will a locksmith damage my car during the unlocking process?
Professional locksmiths use specialized tools and techniques to unlock cars without causing damage. However, if the lock is severely damaged or if the car has advanced security systems, they might need to take extra measures.
Can a locksmith make a new key if I lost mine?
Yes, locksmiths can create a new key, including transponder keys and key fobs, usually at a lower cost than a dealership. Some locksmiths can also program car keys.
Will my car warranty cover lockout services at a dealership?
It depends on your car’s warranty. Some manufacturers provide roadside assistance that covers lockouts, while others do not. Check with your dealership or warranty provider.
Can roadside assistance services be a cheaper alternative?
If you have roadside assistance through your car insurance, AAA, or a credit card, it might be the cheapest option. Many plans offer lockout services for free or at a low cost.
When should I choose a dealership over a locksmith?
A dealership might be necessary if:
- Your car has an advanced key system that requires dealership-only programming.
- Your key is lost, and the dealership is the only place that can cut and program a new one.
- Your car lock is severely damaged and needs replacement.
Conclusion
Ultimately, calling a locksmith is the cheaper and faster option in most car lockout situations. Locksmiths provide on-site service, lower costs, and quicker response times, making them the preferred choice for immediate lockout assistance.
On the other hand, a dealership may be necessary if a key replacement or reprogramming is required. However, due to the higher costs and longer waiting times, it is usually a last resort rather than the first choice for most drivers.